I understand that suicide is a "deliberate act" and that one will come back as a ghost in their next life. What happens though if it is a devotee who commits suicide? Do they get a ghost body too? I have read in the Garuda Purana that if someone dies in an accident that they will come back as a ghost too. Why? Dying in an accident is not a "deliberate" act like suicide. It's an accident. So why is anyone punished for dying in "an accident"? So would a devotee who dies in an accident get a ghost body too?