Hare Krishna Dandavat Pranam!
Need to understand our Vaishnava Acharyas are free from LAW OF KARMA & PRE KARMA. With my limited knowledge, what I understood is that the Law of Karma is applicable to all living entities and one must undergo the Pre Karma effects.
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Is there such a thing like group's karma [ a bad karma of the clan, ethnic group, tribe...] It is obvious that soma quarrels and fights between some group of people are based on prejudice.
SB 11.23.42 — The brāhmaṇa said:
These people are not the cause of my happiness and distress. Neither are the demigods, my own body, the planets, my karma, or time. Rather, it is the mind alone that causes happiness and distress and perpetuates the rotation of material life.
Hare Krsna Prabhuji,
PAMHO.
What is pre ordained is what is called law of karma. It is dependent on our activity over lifetimes. When we surrender to Krsna, He takes over our karma. This is dependent on the level of our surrender.
Again, effects of karma can be in different stages - beej (seed stage), phala (fruit), and other stages in between. For eg;, a blind person will not develop eyes because he is a devotee - that is karma's reaction already fructified.
If you see, Devaki, being mother of God, had to undergo untold misery - losing 6 sons in front of her and the other 2 she missed the childhood completely. Devotee of lord accepts adversity as part of lord's plan and only prays for more and more service.
Haribol,
Your servant,
Radha Rasamayi DD
Karma is a part of material nature, therefore affects material body of living beings, but not transcendental soul.
Soul can not be ever touched by material energy, being just observer in the body.
Anyway, those who fully takes shelter under the lotus feet of Lord cross all obstacles in the life easily.