As we look around the world, or watch and read the news, practically everywhere is affected by some kind of natural disaster. Floods are displacing millions of people, forest fires are destroying thousands of acres and burning out of control, earthquakes continue to force people to live in fear, and tornadoes and hurricanes have become more fierce and numerous than ever. And if that is not enough, droughts are causing massive crop damage and water shortages.
The fact is that nobody likes a loss
