We always see a sanskrit text "Yoga- ksemam Vahamy aham" written on the logo of Life insurance company of India. What does this mean? From where this text is taken? If an Insurance company can fulfill its real requirements to its meaning, as this shloka is emancipated directly from the lotus lips of Supreme Lord Krsna. In the Geeta, chapter 9 text 22 Lord Krsna says, "ananyas cintayanto mam
ye janah paryupasate
tesam nityabhiyuktanam
yoga-ksemam vahamy aham"
But those who worship Me with devotion, meditating on My transcendental form-to them I carry what they lack and preserve what they have.
Srimaan Jitamitra Das explains beautifully on this text in his book 'Sri Bhagwan ne kaha' as follows-
Here Sri Krsna is saying that He Himself carry the responsibility of 'Yoga' and 'Ksema' of His exclusive devotee. Here the meaning of Yoga is to fulfill all necessities and Ksema means protection. Lord Krsna says in the Geeta, " Those who are devoted to the rituals mentioned in Vedas, they get yoga, means they get the pleasure of heaven as per their Will, but they don't get Ksema that is protection. They fall from heaven. But a person who is fully devoted to Sri Krsna, that Devotee can achieve both Yoga and Ksema that is pleasure and protection. This means Sri Krsna's exclusive devotee never falls like vedic ritualistic person falls from heaven to the earth after their gained virtue diminishes to zero. Also Sri krsna never gives His exclusive devotees such a things that His devotees fall.
We can understand this from a story narrated in SrimadBhagwatam chapter 81 canto 10, 'when Sudama Brahmin- a devotee & friend of Lord, went to Dwarka to meet Him. Sri Krsna did not give any wealth to him but when Sudama reached his home, he was amazed to see the mercy of Lord, he has got fabulous wealth and lot of warriors and servants were appointed for protection of his life & wealth. In this way, Sri Krsna arranged Yoga and Ksema for Sudama. If Krsna had given any wealth to him in person then in such circumstances Sudama might have been attacked or killed in the way by thieves or robbers. But Lord provided fabulous wealth as well as security at his home. In another story once Srila Jaidev Goswami - devotee of Lord, accepted a lot of wealth offered by a King but while in the way to his home, he was attacked and robbed all of his wealth by robbers. Those cruel persons even threw him in a dry well after cutting his hands and legs. Although Sri Krsna saved his life in such a difficult situation also but one can understand that the king who gave him wealth but could not gave him peotection. King gave Yoga but not Ksema. But Lord never do so. Sri Krsna always arrange both for his devotees.
Srila Prabhupada writes in purport of this shloka, 'one who becomes fully Krsna conscious, the Lord protects him from falling down to miserable conditioned Life'.
In this way, we can understand an Insurance company may be worthful to some extent in this material world. They can create wealth before and after life for your dependents, if one adhered to disciplined saving, also there is no guarantee of security once they transfer your money. The real four problems of this material world are Birth, death, disease and old age which is beyond solution by any Insurance company. Therefore, Lord Caitanya Mahaprabhu, an incarnation of Lord Krishna himself descends on this earth in the Age of Kali for our pleasure and protection, to insure us against blazing material fire of existence which is engulfing us. Gaurang Mahaprabhu shows His mercy on we fallen souls by bestowing us a wonderful Insurance policy-free of cost and that is ' Hare Krsna Mahamantra'. By taking this policy of chanting Hare Krsna Mahamantra, one can grow in Krsna consciousness and thus Lord bestow His all choicest mercy and blessings unto that person. One can get all pleasures and protections arranged by Sri Krsna himself for both worlds - material and spritual. Most importantly, the solution of four real problem of this life lies in the chanting of Krsna Holy names only. Hence one must buy the best Insurance policy of his life provided by Lord Caitanya. Get benefitted, Stay safe, Stay healthy, Stay protected and Stay blissful forever. Hare Krishna🙏
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